Welcome. Are you looking to get credit? Have you considered the disadvantages as well as the advantages? Do you know who the best and trusted credit companies are? We are here to provide in-depth articles in order to help you make the best choice when it comes to applying for credit.
How fit are your Finances? Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old fable and act like the tortoise, taking time to manage your money, rather than the hare who rushes ahead regardless
The Money Saving Expert has discovered that in the last five years, most people’s attitude to their credit status was, “It must be OK - I’m always being offered cards and loans.” See your Experian credit report for free with a 30-day trial Today, things couldn’t be more different.
Your pre-Christmas credit work-out You spend months planning the Christmas festivities: where to go, which parties to attend, what to wear, which presents you’ll give.
Just as the world is warming up, the credit climate has undergone a profound change since the recession took hold the money saving expert has discovered. According to the latest Bank of England figures, around 1.6 million of us apply for some form of credit every month, from loans and cards to mortgages - and nearly half are turned down
Mortgage Update for rural Britain For every ten homes sold last month one was a remortgage . Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are coming on to the market - this shortage of new homes onto the property market is keeping the price of houses artificially high
What really matters to Finance Lenders Money saving expert says if you still believe that eating crusts will make your hair curl and that elephants are afraid of mice, you might also be clinging to some myth about credit - and that could be harming your chances of getting the deals you need when it comes to a homeowner loans, unsecured loan, credit cards, a mortgage or even something as simple as a catalogue or mobile airtime account. In the current climate, it’s time to grow up and find out what really matters to finance lenders - and what’s as irrelevant as a black cat crossing your path. Myth 1: Credit reference agencies decide whether I qualify for a deal Lenders make this decision on a case-by-case basis - the credit reference agency has nothing to do with the decision.
Grandmothers' Money Saving Tips The options you may consider are stealing although this is certainly not recommended by the money saving expert . You could buy ready made meals, shop at your local town market or you could switch supermarkets from the likes of Sainsbury’s to Asda or Lidl.
Grandmothers' Money Saving Tips The options you may consider are stealing although this is certainly not recommended by the money saving expert .
Money saving tips to help you tighten your belt and save money As a money saving expert I am often asked for tips and advice for someone who has just been made redundant. How should they cope with protecting their finances and their credit report? The spectre of losing your job can be terrifying, especially when vacancies are at a record low
How to Beat ID fraudsters It makes sense to get wise to the dirty tactics played by the Identity fraudsters and start protecting your identity by following our money saving expert to protect your finances today.It’s never been more gruelling to stay ahead of the criminals who compete to steal your ID, take over your accounts and run up debts in your name. From the moment your post is delivered in the morning to the time you log off a favourite social network at night, there are hazards built into your routine. Getting past them safely is a 21st century equivalent of winning an old-fashioned obstacle race
