Category bank overdrafts

How to survive an ever changing credit climate 0

Nov17

Just as the world is warming up, the credit climate has undergone a profound change since the recession took hold the money saving expert has discovered. According to the latest Bank of England figures, around 1.6 million of us apply for some form of credit every month, from loans and cards to mortgages - and nearly half are turned down

How to get a green light for your next mortgage and not the mortgage blues 0

Nov5

Mortgage Market News Getting a mortgage is going to be a lot tougher - particularly for people with a less-than-perfect credit history or anyone whose income has previously been self-certified. The money saving expert recently heard the account of a lady who had missed one credit card payment and a council tax payment in the last twelve months. Her mortgage broker was unable to place the new remortgage at 86% loan-to-value.