Category Credit Crunch

How fit are your finances? 0

Dec15

How fit are your Finances? Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old fable and act like the tortoise, taking time to manage your money, rather than the hare who rushes ahead regardless

Software for Debt Reduction 0

Nov14

When an individual suffers from debt, getting out of it would obviously be one of their top priorities.

How to Borrow Smartly 0

Nov14

When an individual suffers from debt, getting out of it would obviously be one of their top priorities. With the world economy slouching, what more can you expect but more households in financial trouble?

Mortgage update for Homeowners looking for better Mortgage deals 0

Nov13

Mortgage Update for rural Britain For every ten homes sold last month one was a remortgage . Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are coming on to the market - this shortage of new homes onto the property market is keeping the price of houses artificially high

What really matters to finance lenders – and what’s a credit myth? 0

Nov12

What really matters to Finance Lenders Money saving expert says if you still believe that eating crusts will make your hair curl and that elephants are afraid of mice, you might also be clinging to some myth about credit - and that could be harming your chances of getting the deals you need when it comes to a homeowner loans, unsecured loan, credit cards, a mortgage or even something as simple as a catalogue or mobile airtime account. In the current climate, it’s time to grow up and find out what really matters to finance lenders - and what’s as irrelevant as a black cat crossing your path. Myth 1: Credit reference agencies decide whether I qualify for a deal Lenders make this decision on a case-by-case basis - the credit reference agency has nothing to do with the decision.

How to cut your food shopping bills to save money? 0

Nov10

Grandmothers' Money Saving Tips The options you may consider are stealing although this is certainly not recommended by the money saving expert . You could buy ready made meals, shop at your local town market or you could switch supermarkets from the likes of Sainsbury’s to Asda or Lidl.

How to cut your food shopping bills to save money? 0

Nov10

Grandmothers' Money Saving Tips The options you may consider are stealing although this is certainly not recommended by the money saving expert .

Money Advice and Tips to coping with redundancy 0

Nov9

Money saving tips to help you tighten your belt and save money As a money saving expert I am often asked for tips and advice for someone who has just been made redundant. How should they cope with protecting their finances and their credit report? The spectre of losing your job can be terrifying, especially when vacancies are at a record low

Is now the right time to take out a new Mortgage and buy a home? 0

Nov3

As the editor and the money saving expert here at talk money blog I am often asked if now is the best time to take on a new mortgage and buy a new home, here are my money saving tips . Ask ten people whether they think the time is right to venture back into the property market and you’re likely to get a different answer from every one

Don’t let the postal strike wreck your credit status 0

Oct23

Cheques, utility bills and credit card payments, loan payments and mortgage payments may be held up or returned to their senders during the round of postal strikes that are causing backlogs and confusion around the country - and your credit rating could suffer as a result say the money experts who offer money saving tips . Unless you have set up direct debits for all your regular payments, you could miss a payment or discover too late that the cheque you posted in plenty of time failed to reach its recipient by the latest acceptable date.